The Department for Work and Pensions (DWP) has released fresh details confirming that nearly 13 million pensioners across the United Kingdom now rely on the State Pension as a core part of their income.
But for those aged over 80, there’s an extra top-up payment available, and many aren’t aware they could be eligible.
This benefit, known as the Over 80 Pension, helps aged pensioners whose State Pension payments fall below the minimum daily quantum.
It ensures that those aged 80 and over admit£ 105.70 per week, either as a full payment or as a top-up to their Basic State Pension.
Support for the Oldest Pensioners
The DWP says this fresh pension aims to help senior individuals who receive little or no State Pension. For many, it offers essential relief from rising living costs and helps with daily requirements such as heating, food, and transport.
People aged 80 or over can qualify if:
- They receive no Basic State Pension, or their current rate is less than £105.70 a week.
- They have lived in the UK for at least 10 years out of the last 20, which must include the day before turning 80 (or any day after).
- They were ordinarily resident in the UK, the Isle of Man, or Gibraltar on their 80th birthday, or on the date of making their claim.
Those living in EU or EEA countries, or Switzerland, can also check GOV.UK for more information about pension rights for UK nationals abroad. Importantly, this payment is not linked to National Insurance contributions.
How to Apply?
The process is straightforward. You can pick up a claim form from your local Jobcentre Plus or contact The Pension Service directly.
Applications open three months before your 80th birthday. To request a form, simply call 0800 731 7898. More details can be found on GOV.UK.
Extra Help for Low-Income Pensioners
Numerous elderly people assume they’re not eligible for Pension Credit because they’ve savings or own their home, but this is a common misconception. The DWP encourages pensioners to check, as this benefit can unleash a range of fiscal help.
Pension Credit guarantees a minimal income of £227.10 per week for single pensioners and £346.60 for couples. Indeed, a small award of £1 a week can open doors to redundant support, including:
- Council Tax discounts
- Free TV licences (for those aged 75+)
- Help with NHS dental treatment and glasses
- Heating support under the Warm Home Discount Scheme
- Housing Benefit or mortgage interest support
Check Your Eligibility
Anyone can use the online Pension Credit calculator on GOV.UK to check what they might be entitled to. Alternatively, the Pension Credit helpline (0800 99 1234, Monday to Friday, 8am–6pm) offers personal guidance.
Independent advice is also available through:
- Age UK
- Citizens Advice
- Income Max
- Independent Age
These organisations can assist with applications and help pensioners claim other benefits they may have missed.
It’s worth noting that in May 2019, DWP rules changed for ‘mixed age couples’, where one partner is under State Pension age and the other is above.
These couples are now classed as working age, meaning they can’t receive Pension Credit or pension-age Housing Benefit until both reach the qualifying age.
How to Claim?
Applications for Pension Credit can be made up to four months before reaching State Pension age or at any time afterwards. If you qualify, claims can also be backdated by up to three months, meaning you could receive extra payments for that period.
You’ll need:
- Your National Insurance number
- Details of income, savings, and investments
- Bank account details (for phone or postal claims)
You can also apply online if you already receive your State Pension and there are no dependent children included in your claim.
As the cost of living continues to pressure older households, the DWP payments for pensioners over 80 and those eligible for Pension Credit provide crucial financial lifelines.
With a few quick checks and a simple claim process, thousands could boost their weekly income and gain access to vital support.
For full details or to begin your claim, visit GOV.UK or call the relevant helplines listed above.
