DWP Pension Payment Boosts: Extra Support Available for Universal Credit Claimants
Homes on Universal Credit could pierce a wider range of fiscal help from the Department for Work and Pensions( DWP) as the cost-of-living crisis continues to bite.
Rising food bills, soaring rents, and increasing energy costs have pushed thousands into fiscal strain.
For many, the regular Universal Credit payment is no longer enough to cover essentials. The DWP has reminded claimants that extra support is available.
The department states: “If you’re in financial difficulties, you can get help and advice from the Government, local councils and other organisations.”
Advance Payments
Those new to Universal Credit often face a five-week wait before receiving their first payment.
To tide them over, they can request an advance immediately. This can cover rent, groceries, and daily needs.
But it isn’t free money. The advance is deducted in instalments from future Universal Credit payments.
Current Heirs who report a change in circumstances that entitles them to an advanced rate can also apply for an advance while waiting for the streamlined payment to arrive.
Operations can be completed online, through a Jobcentre Plus work trainer, or by calling the Universal Credit helpline on 0800 328 5644.
Budgeting Advances
For larger, one-off costs, claimants may qualify for a Budgeting Advance. This can be as much as £812 for families with children. Singles can borrow up to £348, while couples can get £464.
The loan is intended for extremities, like replacing a broken appliance, or for work-related costs such as uniforms or outfits.
Eligibility depends on income , under£ 2,600 in the once six months for individuals, or£ 3,600 for couples – and any former budgeting loans must be cleared first.
Again, this is repaid in instalments through regular Universal Credit deductions.
Hardship Payments
Some claimants see their Universal Credit reduced due to sanctions, often for missed appointments or not meeting agreed commitments. In such cases, a Hardship Payment may be available.
Turn2Us explains that these payments are calculated at 60% of the daily benefit lost, for the duration of the sanction.
To qualify, claimants must prove they cannot meet basic needs such as food, heating, or rent, and must also show they have explored other options such as charity support.
As with other advances, these payments are repaid from future benefits.
Discretionary Housing Payments
For those floundering with rent, Discretionary Housing Payments (DHPs) can give a lifeline.
Available to anyone claiming Housing Benefit or the casing element of Universal Credit, a DHP can help with rent arrears, deposits, or outstanding rent when moving home.
Operations are made through original councils, and the quantum awarded varies depending on circumstances.
Funeral Expenses Payment
Losing a loved one brings emotional and financial stress. For those on Universal Credit or certain other benefits, help is available towards funeral costs.
This can cover burial or cremation fees, transporting the body, one return journey to the funeral, and up to £1,000 towards expenses such as a coffin, flowers, or funeral director fees.
Eligibility extends to partners, close relatives, friends, and parents of stillborn or deceased children under 20 in education.
Legal and other support
Beyond day-to-day expenses, people on Universal Credit may also qualify for assistance with prison visiting costs, legal aid, and tribunal fees.
With living costs showing no sign of easing, the DWP pension payment system and additional benefits remain vital safety nets for households across the UK.
From budgeting loans to hardship payments, a wide range of support is available – but claimants must take the step of applying.
